December 10, 2025
HPBA Hot Five Infographic: Insurance
HPBA's first-ever Hot Five Infographic is here! It offers a quick look at what insurance policies your peers are carrying, what they find most challenging to obtain, and where they feel their current providers are falling short. See below for how you compare to the industry!
Data summaries:
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The Top Coverage Gap: General liability leads the charge with over 90% of members carrying this coverage. However, less than 20% carry cybersecurity and data breach insurance. How do you compare on other coverage types?
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The Biggest Pain Point: An astounding 38% of HPBA Members reported employee-related insurance as the most difficult to obtain/afford. See if your pain point is shared by the majority.
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The Premium Problem: If you think your insurance premiums are too high, you're not alone. 60% of members consider their premiums to be excessive.
